OH BABY! Couples Could Make Big Money on Trump Accounts

• February 14, 2026

The Trump administration has created an incentive for Americans to have more children within the next three years.

Any baby born between Jan. 1, 2025, and Dec. 31, 2028, is eligible for $1,000 of seed money in a tax-advantaged investment account known as a “Trump Account,” though any parent with a child under 18 can open an account for their son or daughter.

The account operates similarly to an IRA, and parents, relatives, and friends can contribute up to $5,000 annually, though they do not have to make regular contributions.

“Your child’s funds will automatically be invested in American companies,” according to the Trump Accounts website.

When the child turns 18, they can either allow the account to continue to grow, or they can withdraw the funds for education costs or to purchase a home.

If the maximum amount is contributed to the account annually from the time the child is born, the account will have grown to over $270,000 by the child’s 18th birthday.

Between the rapid increase in the cost of living over the past 20 years and many young people in debt with student loans, true financial freedom is a distant dream for many in their 20s and 30s, but Trump Accounts could change that for the next generation.

If Americans take advantage of the program to its full extent, Generation Alpha, born between 2010 and 2024, and Beta, born between 2025 and 2039, can hope to avoid the financial situation many Millennials and members of Gen Z find themselves in today.

On this week’s edition of “Problematic Women,” we discuss the potential financial and political implications of Trump Accounts. Plus, we celebrate the day of love and romance with our favorite hot takes on Valentine’s Day.

Enjoy the show!

Virginia Allen | Senior News Producer and Podcast Host

Virginia Allen is a former senior news producer for The Daily Signal and host of “The Daily Signal Podcast” and “Problematic Women.”

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