The White House’s assertion that you’ll be able to keep your health insurance if you like it is wrong given the incentives built into the House and Senate bills (i.e., employer mandates and creation of a government-run health plan). Companies will find it easier to pay a tax or fine and dump their employees out of their existing private coverage and onto a public plan or other alternatives. And it won’t just be the health insurance options that are limited.

Under current legislation, the government would have the authority to determine the benefit packages that Americans get, from medical treatments and procedures to drugs and devices. These decisions would be determined by the Secretary of Health and Human Services and an advisory committee on benefits. At the end of the day, Americans will get what the government decides they can receive in terms of health benefits.