There has been a lot of talk on Capitol Hill and in the news about taxpayer-funded “bailouts” for insurance companies under Obamacare. But what exactly are lawmakers talking about when they reference these “bailouts?”

The “bailouts” have come in the form of two programs—the risk corridor and reinsurance programs—written into the health care law and designed to mitigate risks for insurance companies.

But they haven’t worked out quite the way they were intended.

Learn more about the risk corridor and reinsurance programs, as well as the debate surrounding their futures, in the video above.