Obamacare is going to be particularly rough for young adults in their 20s.

“Insurance premiums are going to increase for a lot of consumers, but young adults are going to be hit the hardest,” explained Heritage expert Alyene Senger on “Fox and Friends.”

She said that Obamacare will raise insurance costs for adults under 40 on purpose, reduce access to workplace health insurance, restrict hiring and reduce work hours, and increase out-of-control spending.

Senger said that Obamacare forces insurance companies to charge artificially higher premiums to young adults than they would usually pay—and coverage could be more difficult to come by.

“The Congressional Budget Office projects it will decrease employer-sponsored health insurance for 7 million Americans—so, so much for ‘If you like your current coverage, you can keep it.’”

Besides having to worry about higher premiums and just getting coverage, Senger said that another concern for young adults is finding full-time employment. Because of Obamacare’s mandates, many employers are changing full-time workers to part-time, therefore reducing the number of full-time positions available for college graduates.

Senator Ted Cruz (R-TX) also warned of these effects during his 21-hour speech on the Senate floor.

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For more on how Obamacare is going to hit young adults and others, watch the video above.